Tuesday, April 6, 2010

Unit Trust

My father recently joined Public Mutual Fund as an agent. Having investing in unit trust himself for more than 12 years. He wanted to become an agent mainly because he had experienced three different lousy agent of his handling his investment so he thought that ti's time for him to take a greater hand in managing his own funds. Here I want to introduce you guys about the advantages of investing in unit trust fund.

Unit trust is a long term investment fund. Investor that choose to invest in unit trust must bear in mind that every fund invested with Public Mutual Fund must be at least invest 3~5 years of time. For those who want to invest in stock markets( e.g/ Bursa, Shanghai stock market) but are afraid because of the risk can look into unit trust as an option. Unit trust is a hassle-free type of investment because you can leave your investment with your agent to manage your investment portfolio and rest assured that your investment are managed by a group of highly professionals which in laymen term~Fund Managers. Unit Trust can be invested by individuals as young as 18 years old. It's a stepping stone to reach financial freedom and have an early retirement. Public Mutual Fund released new fund every 3 months and 4 times annually. I've attended a few brainstorming in RAYMOND CHAN AGENCY-the biggest Public Mutual Fund Agency in Malaysia .

Still unconvinced?? My father is an living prove of an investor that invested in unit trust fund for more than 12 years. Despite experiencing 2 economic downturn (1998,2009). His fund still gives him an average of 9% of return annually- better than FD and EPF dividend. That's a brief introduction about unit trust to know further..don't hesitate to ask or call me up for more information about unit trust.

So guys what are you waiting for? Start investing early with Public Mutual Fund to achieve financial freedom and to plan your future a step ahead with Public Mutual Fund.

Monday, March 22, 2010

Lousy driver!!! Frustrated

I started taking driving lessons 1 month ago. Guess what? I was a total failure in it. No improvement and just keep deteriorating. During today's driving lessons, I was so frustrated at myself when I was on the road. The parking, three point turn and the slope turn out well but my performance on the road was just disappointing. My tutor just keep telling me that I hold the steering too tight, step the accelerator pad too hard, and had a lousy judgement on the road: can't focused and I just can't keep my vehicle in the middle of my own lane; it's always too left or too right. Let alone all of these, my turn was not only bad but nearly crashed. Every time I corrected one of my mistakes another shows up( previously my clutch transmission was too rough). After 11 1/2 hours learning , this situation doesn't seems to be changing and I was totally disappointed at myself and at the same time frustrated on why can't I get things right. The word' giving up' was never in my dictionary but now it keeps showing itself faintly on my head. After being told off in the car for at least1 1/2 hours today. I came back with a wobbly and exhausted leg, shaking hands and was very furious at myself for being such a lousy driver.beside wasting my parents money for being a lousy diver.

Maybe I should take my mentor's advice and bribe the examiner(which I didn't want to)..... and maybe f I could just do a little bit more better....

Sunday, March 21, 2010

Putrajaya Hot Air Balloon Festival

I went to the Putrajaya Hot Air Balloon Festival recenlty. It was awesome and amazing watching those magnificient hot air balloon in close range. Well it is a experience for a life time. Although i never got the chance to board on one of those hot air balloon myself because the tickets had been sold out. Here are some photos I would to share with you guys.

My sister and I

HAHA!! Fall flat when the wind blew too strong

WOW beatifull !!!!!!!!!

Hope you guys enjoy viewing it...^.^

Thursday, March 4, 2010

SPM, STAM results out on March 11

Latest news from The Star our results are coming out on March 11....So guys, pray hard man.....This is the final moment for the whole lot of us....

Wednesday, February 3, 2010

~Same Dream~

Since we're the first year having our own graduation song. I think it's memorable to me.. i would like to share the song with you guys.

Sunday, January 31, 2010

LOL FAILED!!!!!!!!!!!

Recently I went and had my undang test and guess what?? I failed... lol what a joke man.... I attended the seminar on Sunday and took the test two days after that. It's all my fault for being too hasty, overconfidence and I understimated the test that many of us considers it as a fairly easy one... haiz... what hurts the most is my pride and my father's wallet!! When I first told my friends that failed my undang test so narrowly by 1 question.. Their first expression is their stunt... just by look of their faces my pride took a deep cut...What to do...I've not even flipped the 500 questions book more than 5 times and have no textbooks and even worse is that I did not bought the cd... But I'm not trying give myself any excuses...

LOL 41....unlucky or what??

Anyway i passes the test on my second try... On my second try I came out of the test room in 3 mins on my1st attempt...i was so nervous when i finished my second retest also in 3mins!!!!!!!!!! I was so freaked out that I rechecked my questions from first question to the last...and that only sums up to 5 mins... at that timei was tinking what man.... so I waited in the room until the time exceeds 10 min only i'm brave enough to come out of the room...Luckily God bless me and I've finally passed the test...though on a second try..

God bless me...

Here are some photos about my driving school...

My drving school

Motorcycle training circuit

Monday, January 11, 2010

~LOVE SICK~!!!! (Desperado)

Well, recently there's a female dog on heat (menses), And my dog, Lucky was tempted to go out to meet the female but we kept him locked in the house so that he will not hurt by other male dogs. In the evening, he was so desperate to get out but he couldn't. Out of desperation he howled to his buddies to help him escaped.

Below's video demonstrate how he HOWLs. Astonishingly the next day, three big dogs were outside our house by the fence........

Thursday, January 7, 2010

No Play Play leh

"No play play"
This is the my motto this year. The exam for CAT is around March for my first 2 papers(T1 T2). I go to college from Monday to Sunday and Saturday is a day off for me. Man.. What a hectic schedule...

I have a lousy lecturer yesterday (Thursday) named Max Yong who is teaching me T4 costing. Instead of teaching the subject, he was blaring and wasted about 35 minutes on the story of Bill Gates and Thomas Edison and tell us to relaxxxxx in his class. He is a soft spoken guy. Now when i say soft spoken guy I mean it. Sometimes he can speak so soft that you could'nt even hear what he is saying and he could be speak very loud for a few words and then you can't hear what he is saying next... A pain in the neck actually... Most of time it's like he is muttering to himself and he likes to end his sentence like "yayayaya" and " isn't it ?". Is like he is talking to himself. Reminds me a little bit of MR SAADON but his attitude is way better than SAADON. Just like "sendiri cakap sendiri syok " in Hokkien. I hope this situation could change or else I had to ask the college to change this "sendiri syok" teacher. Basically no one understand what he is teaching and one of our classmates even took her french leave during the session break. What a shame, he looks like he is just a fresh graduate from ACCA. Haiyo, poor young lad.

I took some photos around the college and would to like to share with you guys.

The Registration Department where we get our study materials

My Studay Materials and Notes(T5's today in the afternoon)

My classroom

Top Of The World

Burj Dubai

Burj Dubai Height, Facts & Figures
Bringing Burj Dubai to life required a combination of visionary ideals and solid science. In the process, the project amassed an awe-inspiring number of facts, figures, and statistics.
World Records
At over 800 metres (2625 feet) and more than 160 stories, Burj Dubai holds the following records:
• Tallest building in the world
• Tallest free-standing structure in the world
• Highest number of stories in the world
• Highest occupied floor in the world
• Highest outdoor observation deck in the world
• Elevator with the longest travel distance in the world
• Tallest service elevator in the world
World's tallest building. A living wonder. Stunning work of art. Incomparable feat of engineering. Burj Dubai is all that. In concept and execution, Burj Dubai has no peer.
More than just the world's tallest building, Burj Dubai is an unprecedented example of international cooperation, symbolic beacon of progress, and an emblem of the new, dynamic and prosperous Middle East.
Isn't it Magnificient?

Buddies and Friendship...

Well no man is an island...the rule applies to me too. I met this new friend of mine in the college. He took the initiative to introduce himself to me when I reached to the college earlier than usual on Wednesday. His name is Michael and he's from Puchong. He is quite tall about 180cm and a skinny guy. An affable guy who likes playing basketball. He initially wanted to study his CAT course in Sunway College but due to too few students, the said college advise him to go to Kasturi instead. I would like to introduce him to all of you. If anyone of you would like to have his hand phone number... don't hesitate to ask. I would be gladly to give to you guys (joking). Haha......... He even join May Kuan and me for lunch during the lunch break. Well having a new friend in a new environment certainly gives a boost for me as a companion and especially in a total stranger environment to me.

Michael(isn't he handsome?)

We also met a senior of our course studying in the same class with us. She told us that she had failed her T2 paper and had to start all over again. Ohh pity her....................

Monday, January 4, 2010


OMG..i'm late for my first lesson in college!!! I'm late was due to the delay of the KTM. I arrived 10 minutes late even though I was running all the way to the college.

My subject for the day is T2 and the lecture hall is in room 5. I was so panicked that I couldn't find my lecture hall but luckily after cooling down some time I manage to find my way to the lecture room. Well being late for the first day wasn't a very good impression to the lecturer. I went in but surprisingly the lecturer hasn't start his lesson by that time and a nod of him indicated me to sit wherever I'm pleased. Guess what?? I saw one of our 5G classmates there –Seow May Kuan!! I can tell that she was surprised too to see me there and I’m late for my first lesson!! The last thing I didn’t want anyone know me to see me in that kind of situation. I took a brief look through around the class and there was only 3 male students including me and 6 were females. Well it is certainly a small class for a professional course. The class then went on smoothly after I had to rush out again to get my study materials and the new timetable from the registration department. Oops I forgot to introduce my lecturer. His name is Alvin Tan and in his mid 30s, well as far I am concerned he is quite an affable guy and loves his little jokes when he tell us that to become professionals is to talk like professionals. What he was referring to is actually about some accounting terms. He told us that as a professional instead of asking:’ how much is your salary?'they will ask like this:'what is the remuneration package?'Even though the 2 sentences are basically the same meaning but being a professional you have to use BIG words if you had understand the lecturer's hidden meaning.

Time flies and in no time 3 hours of the lecture session time gone and we pack to go home. Well I was even surprise towards the end when I was about to enter the lift when I saw Chong Zai Hao( May Kuan BF) sitting outside on the bench and out of curiosity I ask him what course he is studying and he merely replied that he was just accompanying May Kuan as today is the first lesson. Wow!! Waiting for 3 hours outside? Well as it is not suitable for me to judge or say anything about them, so I'll just drop the subject here.

Well that's my first day as an college boy.

Sunday, January 3, 2010

First Day of College life

Today is the first day I start my college life. What is the likes of being a college student? I would like to find out.Well anyway I'm starting my CAT accounting course today in Kasturi College International. My class starts at 2pm today and will end at 5pm.